Treasury Bills / Government Bonds

State-Guaranteed Returns​

If you would like your earnings to be state-guaranteed, Treasury Bills and Government Bonds are for you.

Features

• Treasury bills are released by the Treasury with terms of less than a year, while government bonds are domestic debt securities denominated in either TL or foreign currency, and issued with terms of a year or longer.
• Where either security is maintained until maturity, repayment of the capital with its interest is guaranteed.
• If you are looking to harness your interests on a medium- or long-term basis with guaranteed returns, invest in treasury bills or government bonds.
• Earnings by natural persons through trading and interest on Government Debt Securities (DİBS) issued after January 1, 2006 are subject to a 10% withholding tax, and may be more advantageous than investments of similar terms of maturity in periods of increasing interest rates. Withholding tax rates for corporate persons may vary between 0 and 10%. Apply to one of our branches for detailed information.
• Treasury Bill and Government Bond transactions can be carried out through alternate distribution channels (including Telephone Banking and ATMs) from 9:00 a.m. to 4:30 p.m., and 6:00 p.m. to 8:30 a.m.; and at your nearest branch between 9:30 a.m. and 4:30 p.m.
• Treasury Bill and Government Bond transactions have a minimum nominal amount of 5 TL, and must be in nominal multiples of 5 TL.

Application Channels

• Ziraat Internet Branch
• Our Branches
• ATM’s
• 444 00 00 - Phone Banking​​​​​​​​​​​​