Our bank enables you to postpone the installments on your credit card purchases by terms of up to 12 months.
Features
- Prepaid expenditures made at member businesses determined by our bank may be postponed for repayment by installments at a later date.
- Transactions whose installments may be postponed must have a minimum amount of 100 TL and a maximum amount of 1,000 TL. These limits may be changed at the bank's discretion.
- Prior to the cutoff date, prepaid expenditures showing for the period may be postponed for payment by installments at a future date by calling 444 00 00 or through a Video Teller Machine.
- Company Credit Cards, SME Credit Cards, and Ziraat Young Person Credit Cards are not included in the installments postponement option.
- Except for the day on which it is carried out, an installments postponement transaction may not be canceled.
- The transaction for which installments have been postponed may be repaid early through a VTM or Telephone Banking.
- When an early repayment transaction is made, interest and accessory charges on installments appearing on the statement among account movements of the period are not canceled, whereas interest and accessory charges for future dates are canceled with the principal amount shown on the statement for the following period.
- If an early repayment transaction is made between the date of the transaction and the cutoff date all interest and accessory charges for the postponed installments are canceled, with the cancellation fee determined by the bank showing on the following statement along with the principal debt.
- The cutoff date may not be changed throughout the period of installment repayment.
- Prepaid expenditures made using MaxiPuan points may not have their installments postponed.
- Click for more information on installments postponement charges and charges for products and services payable for other services provided to our customers.
Application Channels
- 444 00 00 - Phone Banking