Meet Your Cash Needs Instantly With An Installment Cash Advance!
With a credit card issued by our bank, you can take out an installment cash advance with terms of up to 12 months and instantly meet your cash needs.
Sample Repayment Chart based on 1,000 TL
| Installment |
Interest Rate |
Total Installment (Including Tax) |
Total Installment Payment |
Fee (including BITT) |
Cost Ratio |
|---|
| 2 |
0,00 |
500,00 TL |
1.000,00 TL |
52,50 TL |
3,48% |
| 3 |
0,00 |
333,33 TL |
1.000,00 TL |
52,50 TL |
2,60% |
| 4 |
0,00 |
250,00 TL |
1.000,00 TL |
52,50 TL |
2,08% |
| 5 |
0,00 |
200,00 TL |
1.000,00 TL |
52,50 TL |
1,73% |
| 6 |
0,69 |
171,53 TL |
1.029,18 TL |
52,50 TL |
2,29% |
| 7 |
0,69 |
147,63 TL |
1.033,41 TL |
52,50 TL |
2,10% |
| 8 |
0,69 |
129,70 TL |
1.037,60 TL |
52,50 TL |
1,96% |
| 9 |
0,89 |
117,13 TL |
1.054,17 TL |
52,50 TL |
2,08% |
| 10 |
0,89 |
105,97 TL |
1.059,70 TL |
52,50 TL |
1,98% |
| 11 |
0,89 |
96,84 TL |
1.065,24 TL |
52,50 TL |
1,90% |
| 12 |
0,89 |
89,23 TL |
1.070,76 TL |
52,50 TL |
1,84% |
Features
- An installment cash advance transaction is limited by the available cash withdrawal amount of the card holder at the time of the transaction, and its amount is subtracted from the cash withdrawal limit determined for the credit card. Installment cash advances made from ATMs shall not cause the daily ATM withdrawal limit to be exceeded.
- 5% BIFF and 15% RUSF is payable on interest rates charged. A cash withdrawal charge of 5% (excluding 5% BIFF) is payable on the amount of the installment cash advance.
- Installment cash advances are not provided through Company Credit Cards, SME cards and Ziraat Young Person Credit Cards.
- MaxiPuan points are not earnable on installment cash advance transactions.
- Early repayment transactions may be carried out on installment balances that do not yet appear on period movements. Interest and secondary charges payable on installments that do appear on period movements shall not be cancelled even if the statement has not yet been issued.
- Installment cash advances used may be repaid early through VTMs and Telephone Banking.
- Installments are added to the debt incurred during the period.
- Installment cash advance transactions cannot be cancelled or returned.
- Early repayment may not be made on the day the installment cash advance transaction is performed.
- Credit card cutoff date cannot be changed for the duration of the repayment of the installment cash advance.
- Principal totals of installment amount, and interest, tax, and fund amounts connected to said installment will be reflected separately on the credit card account statement.
- In the event that the installment cash advance is repaid before the final payment date of the principal as shown on the statement, no further interest shall be charged on the amount in addition to installment cash advance interest.
- In the event that the installment cash advance is not repaid before the final payment date of the principal as shown on the statement, overdue interest shall be payable for the period after the final payment date to the date of actual payment, in addition to the installment cash advance payable on the principal.
- Ziraat Bank may block the cash advance feature of credit cards whenever necessary. Installment cash advances cannot be provided on cash advance blocked credit cards.
- Click for more information on charges payable on products and services for installment cash advances and other services provided to our customers.