Disclosure of Material Events

2015 12/18/2015-Application to CMB for issuance of debt instruments 12/14/2015-Application to BRSA for issuance of debt instruments 12/10/2015-Authorization of the Head Office for issuance of debt instruments 7/27/2015-Ziraat Bank Azerbaijan ASC 7/27/2015-Ziraat Bank Montenegro AD 7/10/2015-Approval of opening a branch in Bahrain 1/22/2015-Amendment of Articles of Association for Capital Increase 2014 8/21/2014-Unofficial negotitations with Asya Katılım Bankası A.Ş. 7/4/2014-Closing of Bond Issuance Transaction Under GMTN Programme 7/3/2014-Bond Issuance Tranche Issuance Certificate 7/1/2014-Loan Agreement With KfW. 6/26/2014-Issuance of bonds outside Turkey